Terms of Service

Last updated: March 30, 2026

1. Acceptance of Terms

By accessing or using Speed Signal AI ("Service", "we", "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service. We may update these Terms at any time — continued use after changes constitutes acceptance.

2. Description of Service

Speed Signal AI is a stock market scoring and analysis platform that scans US equities (Russell 3000) daily, scores each ticker on multiple technical and fundamental factors, and presents results in an interactive dashboard. The Service includes:

IMPORTANT FINANCIAL DISCLAIMER
Speed Signal AI does NOT provide financial advice, investment advice, trading advice, or any other professional advice. See Section 10 for full details.

3. Account Registration

To access the Service, you must create an account through our authentication provider (Clerk). You agree to:

You must be at least 18 years old to create an account. One account per person — creating duplicate accounts (including for additional free trials) is prohibited and may result in termination.

4. Subscription Plans & Pricing

The Service is offered through paid subscription plans:

PlanMonthlyAnnual
Starter$29/mo$290/yr
Pro$79/mo$790/yr
Enterprise$149/mo$1,490/yr

Prices are in US dollars and are subject to change. We will notify you of any price changes before your next billing cycle.

5. Free Trial

Free Trial Terms: New users receive a 7-day free trial. Your payment method will be charged automatically at the end of the trial period unless you cancel before the trial ends. You may cancel at any time during the trial at no cost.

6. Payment & Billing

Merchant of Record: Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

By purchasing a subscription, you also enter into an agreement with Paddle.com. Payments are processed by Paddle, and your relationship with Paddle is governed by the Paddle Checkout Buyer Terms.

7. Automatic Renewal

Your subscription will automatically renew at the end of each billing period (monthly or annually) unless you cancel before the renewal date. You will be charged the then-current subscription fee for the renewal period.

8. Refunds & Money-Back Guarantee

We offer a 30-day money-back guarantee on all new subscriptions. If you are not satisfied with the Service within the first 30 days of your paid subscription, you may request a full refund.

9. Acceptable Use

You agree NOT to:

Violation of these terms may result in immediate account termination without refund.

10. Financial Disclaimer

SPEED SIGNAL AI DOES NOT PROVIDE FINANCIAL, INVESTMENT, LEGAL, TAX, OR ANY OTHER PROFESSIONAL ADVICE. SPEED SIGNAL AI IS NOT A BROKER, FINANCIAL ADVISOR, INVESTMENT ADVISOR, OR PORTFOLIO MANAGER.

All scores, signals, data, analyses, and other information provided through the Service are for educational and informational purposes only and do not constitute a recommendation to buy, sell, or hold any security.

We are not registered as an investment adviser under the Investment Advisers Act of 1940 or any equivalent legislation in any jurisdiction.

Stock screening results should be treated as candidates for further research, not as a buy list or investment recommendations.

Risk Warnings

User Responsibility

You accept full responsibility for your own investment decisions. You should:

11. Data Accuracy

While we strive for accuracy, we make no guarantees regarding the completeness, accuracy, reliability, or timeliness of the data presented. Specifically:

12. Intellectual Property

The Service, including its scoring methodology, algorithms, software, design, text, and graphics, is owned by Speed Signal AI and protected by intellectual property laws. Your subscription grants you a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes.

You may not copy, modify, distribute, or create derivative works from any part of the Service without our written consent.

13. Third-Party Services

The Service integrates with third-party providers:

Your use of third-party services is governed by their respective terms. We are not responsible for the availability, accuracy, or conduct of any third-party service.

14. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

15. Warranty Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY OF INFORMATION. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SPEED SIGNAL AI AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, INVESTMENT LOSSES, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

OUR MAXIMUM AGGREGATE LIABILITY FOR ANY CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL BE LIMITED TO THE TOTAL SUBSCRIPTION FEES PAID BY YOU DURING THE 12-MONTH PERIOD PRECEDING THE CLAIM.

17. Indemnification

You agree to indemnify and hold harmless Speed Signal AI from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of the Service, your violation of these Terms, or your investment decisions made using information from the Service.

18. Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms. Upon termination:

You may cancel your subscription at any time through your account settings or by contacting Paddle support.

19. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

20. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

21. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Speed Signal AI regarding the Service and supersede all prior agreements.

22. Contact Us

If you have questions about these Terms, please contact us: